For years, we have been taught to graduate from college and everything will be alright. We are sold dreams of big houses, nice cars, and the ability to do anything with a college degree. But it’s one factor that is completely ignored….debt. Cutting back on expenses, pinching pennies and doing without is hard, but if you are not disciplined with your money you have the raw possibility of falling into the debt trap. And once in its almost like quicksand it just keeps sucking you further into debt.