With youth unemployment at record highs, one way for young people to get a job is to start their own business. Instead of waiting for someone else to hire you, why not set up a company and employ yourself? However, before you assess your small business funding options, it is good to make a list of all your anticipated costs – including items such as stock, staff, rent, computers and phones, VAT, taxes and legal fees and ensure you don’t borrow more than you can afford.